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Men and women are affected differently by the debt issue. With the nation saddled with a debt of over $18 billion, effectively every man, woman and child in Zimbabwe owes a minimum of $1,285-00 in order to settle this debt. While the debt burden is evenly spread across gender, the income disparities and attendant social and economic responsibilities disproportionately affect men’s and women’s capacities to shoulder the debt burden. The Progress of Nations Report (2000) published by the United Nations Children’s Fund (UNICEF) states that the day will come when nations will be judged not by their military or economic strength, nor by the splendour of their capital cities and public buildings, but by the well-being of their peoples, i.e. by their levels of health, nutrition and education;